A higher credit score typically means lower interest rates which will reduce your monthly payments – and that could mean saving thousands of dollars over the life of a loan.

 The U.S. average rate for a 30 year fixed home loan, based on credit score, is:

FICO® Score Avg Rates

760-850 6.005%

700-759 6.227%

680-699 6.404%

660-679 6.618%

640-659 7.048%

620-639 7.594%

600-619 8.081%

580-599 8.592%

550-579 8.857%

500-549 9.592%

The U.S. avg rage for a 3 year new auto purchase loan, based on credit score, is:

FICO® Score Avg Rates

720-850 7.130%

690-719 7.934%

660-689 9.439%

620-659 11.088%

590-619 14.483%

500-589 15.149%

A significant majority of Americans do not take advantage of basic steps to better credit management. (Harris Interactive Research, 2004)

 Do not be a statistic. Take control of your credit today!